A Competitive Benefit for Your Team
Offering a 401(k) can help businesses attract and retain employees while providing a valuable opportunity to save for retirement. We help you evaluate plan design options and considerations based on the needs of your business and your employees.
- Guidance on 401(k) plan design and setup
- Ongoing support for plan sponsors
- Guidance to help you evaluate plan options for your business and your team
A Straightforward Option for Small Businesses
For many small businesses, a SIMPLE IRA offers a lower-cost, lower-complexity way to offer employees a retirement benefit. We help you understand whether a SIMPLE IRA is the right fit for your business.
- Guidance on SIMPLE IRA setup and eligibility
- Lower administrative complexity than some other plan types
- Support in evaluating whether it fits your business
Flexible Retirement Savings for Business Owners
A SEP IRA offers flexible contribution options, making it a popular choice for self-employed individuals and small business owners. We help you understand how a SEP IRA fits into your broader retirement and business planning.
- Guidance on SEP IRA setup and contribution options
- Flexibility suited to variable business income
- Coordination with your broader retirement strategy
Built for Business Owners Without Employees
If you're self-employed with no employees other than a spouse, a Solo 401(k) can offer higher contribution limits than many other retirement plan options. We help you understand whether a Solo 401(k) makes sense for your situation.
- Guidance on Solo 401(k) eligibility and setup
- Potential for higher contribution limits
- Coordination with your overall retirement and business plan