About
Financial Planning With Your Life at the Center
Your financial plan should reflect the life you're building. At Clarity Financial Planning, we take the time to understand your goals, your priorities, and the people who matter most to you, then build a strategy around them together.
Your Goals Are Where the Conversation Starts
We'd rather start with a conversation than a stack of paperwork. Before we talk strategy, we want to hear what matters to you — your goals, your concerns, the people you're planning for. That's what shapes the plan we build together.
What Guides Us
Clarity Starts With Understanding What Matters to You
Listen First
Your goals, concerns, and experiences shape the conversation from day one.
Plan With Purpose
Your strategy should support the life you want, built around your priorities.
Guide Along the Way
Life changes, and your plan should be able to change with it.
Meet the People Behind Clarity
Real People Right Here in Iowa
Rick C. Kiel,
CLU®, LUTCF®, RICP®, ChFC®, CASL®
CLU®, LUTCF®, RICP®, ChFC®, CASL®
Co-Founder, LPL Investment Advisor Representative
rick.kiel@clarityfinancialplanning.net
Clayton J. Cheney, CPFA®
Co-Founder, LPL Investment Advisor Representative
clayton.cheney@clarityfinancialplanning.net
Michael O. Landgrebe, CPFA®
LPL Investment Advisor Representative
michael.landgrebe@clarityfinancialplanning.net
Financial guidance for wherever life takes you
Individuals & Families
Whether you're just starting out or well into your career, we'll help you build a plan around the life you're creating.
Pre-Retirees & Retirees
Retirement should feel like something to look forward to. We'll help you plan for it with confidence.
Business Owners
Running a business comes with its own set of financial decisions. We'll help you think through them with intention.
Our Mission Is Simple:
Help you reach your goals by building a plan around what matters most to you, and guiding you through it with honesty, integrity, and genuine care.
Our LPL Investment Advisor Representatives bring more than 42 years of combined experience to that guidance — working with individuals, families, and business owners across the Des Moines area to build plans that reflect real life, not just numbers on a page.
Helpful Resources
Want Some More Support?
Ready for a Little More Clarity?
Whether you're looking for financial guidance, want a second opinion, or just want to see if we're the right fit, we'd love to sit down and talk it through.